This may surprise you, but I really dislike budgets. The word budget, to me, reeks of deprivation and drudgery. I know that some people can benefit from tracking how they spend every single penny, but I could never get myself to do it. I prefer an overall money management strategy and not a specific budget. Spend less than you… Read More: Updating Thriftygal’s Charts – September 2015 »
I check one of my credit reports every four months to make sure my financial avatar hasn’t developed walking pneumonia. I worry about someone stealing my identity and since it happens to almost ten million people a year and data breaches are pretty much constant, I consider this anxiety justified. Happily, I can ease the unease FREE! The… Read More: Go check your credit report »
My single greatest fear when I waded into early retirement was what I would do about health insurance. I want to consider myself a generally healthy person. Except for my “horrifyingly low” levels of Vitamin D, my yearly physicals turn up nothing worrisome. I easily walk 4 kilometers a day just to get to and from… Read More: Health Insurance for early retirement »
At what point would you consider yourself rich? I think we can all agree that a billionaire is “rich”. What about a millionaire? What about someone who has $702,664.97? Which final penny makes someone rich? How much is enough? I know I’m not the first person to ponder this question. This is the ancient sorites paradox or the… Read More: The Power of Enough »
***I’m not working on this project anymore, but I’ll let you know if I decide to pick it up again. The idea for this blog started as most truly great ideas start – binge-watching television on my parent’s couch one weekend. I discovered the television show “Til Debt Do Us Part”, a truly delightful personal… Read More: Calling for guinea pigs »
I realized recently that I hate this blog. I see “Write a blog post” on my to-do list and I just feel annoyed. Part of the annoyance stems from my hypocrisy. The last few months I have certainly not been practicing what I am preaching. I started a project I call “Operation Enjoy the Crap… Read More: Bucket List Item Complete: Retire Early! »
I’m updating my visual aid for my goal of financial independence. I plot my monthly expenses against my theoretical passive income. As soon as my average monthly expenses are less than my projected passive income, I could theoretically live off my savings. I started this website so I could point to something when people question… Read More: Updating Thriftygal’s Charts – March 2015 »
I’m updating my visual aid for the month of February 2015 for my goal of financial independence. Here is where I stood at the end of January 2015. February 2015 was a healthy month for the charts. The market was up and my net worth increased more than $35,000. My expenses were down from last month,… Read More: Updating Thriftygal’s Charts – February 2015 »
One of the things that I’m worried about when I retire is my tendency towards laziness. I’m still updating my charts, but typing out a blog post always seems to get pushed off my to-do list. In my free time, the last place I want to be is in front of a computer typing. But,… Read More: Updating Thriftygal’s Charts – December 2014 and January 2015 »
I’m updating my charts for my goal of financial independence. Here is where I stood at the end of October 2014. November was a healthy month for my financial avatar overall. My expenses were high because I scratched my friend’s car to the tune of A$600 (USD$510). Driving on the “wrong” side of the road was… Read More: Updating Thriftygal’s Charts – November 2014 »