I don’t want to alienate you with my series – spending habits draining your net worth. I like to think I give both sides of the argument for each item, but for me and my lifestyle, the answer is obvious to avoid them. Here’s an incomplete list of the items I spend no money on or very little… Read More: Spending habits draining MY net worth »
This is another post in my series “spending habits draining your net worth.” I finally settled on a not-ridiculous name for this series just as I’m probably nearly done with it. These are specific items that I don’t spend money on and instead I buy VTSAX. Lottery tickets Yes, of course, I understand the upside of… Read More: Last post on spending habits draining your net worth unless… »
I’m working on crossing off Life Bucket List Item #3 – Learn to Cook Like Mom. I’ve tried more times than I can count to cross this sucker off, but now that I’m being a bit more meticulous about the process and thinking about what worked for me in the past, I feel like I’m finally… Read More: Tips on how to turn dreams into goals »
I’m updating my financial independence charts, but this will likely be the second to the last time. I’m devising a new visual aid to track my expenses and hope to have a new system in place by the new year. As a reminder, here is where I stood at the end of October 2015. October 2015… Read More: Updating Thriftygal’s Charts – November 2015 »
This is another post in my series – “List of Items I Don’t Spend Money on That You Probably Do That Are Draining Your Net Worth!” I really need to find a better name for this series. Today’s post looks at cell phone plans. You may want to consider switching to Google’s new Project Fi. Let me say first… Read More: My new cheap cell phone plan by Google Fi »
I think most of the advice I dispense is common sense. Spend less than you earn. Make plans. Set goals. Document the progress. For most people (me included), it’s tough to stay motivated. Here are some tactics I used to keep my goal in sight and my financial avatar galvanized. Tip 1: Email your future self… Read More: Motivation On Your Financial Journey »
Thepowerofthrift.com has been in existence for more than three years now and, in that time, several readers have asked me to post the spreadsheets that I use to generate my financial independence charts. So without further ado, here is a list of reasons why I haven’t posted it yet. Reasons I Neglected to Post My Spreadsheets to My Blog Earlier… Read More: Build Your Own Financial Independence Chart and Updating Thriftygal’s Charts… »
This is another installment in my series “Habits that I don’t indulge in that you probably do that drain your net worth!” (The series title is still in beta). What am I asking you to give up now? Your television set! I know! I know! I see you shaking your head at me and saying that a television… Read More: Calculate the real price »
Why would I spend my time learning about HSAs? It’s certainly not something I thought about in any detail prior to a couple of weeks ago. But, you may remember my last harrowing article on insurance. Well, my new health insurance plan sent me a flyer in the mail reminding me that my health plan includes… Read More: Have you heard of this HSA thing? »
I pick on stuff, things, consumer goods, junk, as a personal finance geek because I know that much of a person’s budget (and debt) comes from these items and because these expenses are usually not recurring, necessary or fixed and thus easier to cut. The average American easily owns more consumer goods than any society in the history of the… Read More: Before you shop, consider the externalities »