Category Archives: Money

This is another post in my series “spending habits draining your net worth.” I finally settled on a not-ridiculous name for this series just as I’m probably nearly done with it. These are specific items that I don’t spend money on and instead I buy VTSAX. Lottery tickets Yes, of course, I understand the upside of… Read More: Last post on spending habits draining your net worth unless… »

I think most of the advice I dispense is common sense. Spend less than you earn. Make plans. Set goals. Document the progress. For most people (me included), it’s tough to stay motivated. Here are some tactics I used to keep my goal in sight and my financial avatar galvanized.  Tip 1: Email your future self… Read More: Motivation On Your Financial Journey »

This is another installment in my series “Habits that I don’t indulge in that you probably do that drain your net worth!” (The series title is still in beta). What am I asking you to give up now? Your television set! I know! I know! I see you shaking your head at me and saying that a television… Read More: Calculate the real price »

I pick on stuff, things, consumer goods, junk, as a personal finance geek because I know that much of a person’s budget (and debt) comes from these items and because these expenses are usually not recurring, necessary or fixed and thus easier to cut. The average American easily owns more consumer goods than any society in the history of the… Read More: Before you shop, consider the externalities »