Money means freedom and power in a million different ways. Sure, there’s the obvious way of being able to structure your own days and not work, but there’s so much more to it. Having some money in your bank account gives you a cushion in your life no matter what dice the universe rolls. Money has such amazing… Read More: The power of money »

I’m on a bit of a history lesson kick, watching Crash Course videos on Youtube and reading about the Great Depression. People who lived through the Great Depression understood the importance of thrift and not wasting what you had, so I’m constantly on the lookout for advice from that period. By chance, I stumbled across… Read More: Thrift takes you up the ladder; Waste brings you down »

Part of the reason that women traditionally earn less than men for the same job is that they don’t negotiate their salary as often. Keep in mind too, that often the best way to increase your salary is to change jobs and negotiate for a higher pay. My rule of thumb is to always negotiate. What’s… Read More: There’s Room to Negotiate »

I like to think of myself as a fairly sophisticated consumer, too smart to fall for gimmicks. Luckily for me, the universe senses my thoughts and will occasionally give me a smackdown and snigger when I fall for something annoying. “Humility”, the universe whispers in my ear. Indeed. I forget, but there are people whose entire livelihood revolve… Read More: Mail-in Rebates are Stupid »

We live in an incredibly and, dare I say, shamefully wasteful society. Each year, the world throws away an astonishing 33% of all food produced. Consumerism and constantly buying new crap is how we measure the growth of our economy. We throw away instead of fixing what’s broken. We upgrade to the newest electronic gadget the day it’s… Read More: Buy used to bulk up your financial avatar »

This is another post in my series “spending habits draining your net worth.” I finally settled on a not-ridiculous name for this series just as I’m probably nearly done with it. These are specific items that I don’t spend money on and instead I buy VTSAX. Lottery tickets Yes, of course, I understand the upside of… Read More: Last post on spending habits draining your net worth unless… »