Hello friends, Another year passes and more stuff happens. I hope good stuff for you. Let’s take a peek at the market, shall we? Oh, it’s not good. Oh, I’m down lots and lots of dollars. Dear. … Oh well. What can you do? *Shrugs* But if you’re asking for ideas for what you can… Read More: Updating my chart – 2022 »
I officially moved in with my boyfriend when I sublet my place at the end of March 2022 and he has chickens! Which means I have chickens! That was easier than I thought crossing off bucket list item #30. Our chickens are named Sally, Chicken, Speckle, and Spaz. Pros of chickens They give you fresh,… Read More: Bucket list item complete! #30 Keep chickens so I can… »
If you’ve been reading my blog for a while, you know I pooh poohed Real Property in 2016. It was right after my lawyer days and I still thought in legal terms (e.g. Real Property as opposed to real estate.) I find that amusing. For my lifestyle, it made sense to rent. Why it made… Read More: I think I’m wrong about real estate »
That was fast. 2021 is over and it’s time to update my early retirement chart. Headline: I spent a ton of money in 2021 I’m a little embarrassed by how much I spent in 2021. To give you a little perspective, I spent ~$22,000 USD in 2020. In 2021 I spent ~$28,000. Eeek! Oh, but… Read More: Updating my chart – 2021 »
Every few months or so, I make a wants list. It’s exactly what it sounds like. I make a list of anything I could possibly want to buy. I ask myself if this object will bring me joy, if it’s beautiful or useful, if it harms anyone else if I buy it, if it harms… Read More: Spending money »
I check my comments way more often than I check my email. I only go into my email perhaps once a month, get afraid by how many emails I should answer, and then log out. But I waded through my inbox because that’s what heroes do. And I came up with more questions from you… Read More: More Q&A from the comments (and emails) »
Hiya. 2020 is over and I’m updating my chart because that’s what I do when December 31st rolls around. I’ve kept my head buried in the sand, so I was pleasantly surprised that the pandemic hadn’t cratered the stock market. Surprised and suspicious. First the numbers. I spent $22,023.60 in 2020. That doesn’t sound like… Read More: Updating my chart – 2020 »
Does anyone actually understand my chart? Is it pointless to keep posting it? It’s losing some of its thrill for me if I’m being honest. What matters when you’re trying to retire? Your income and your expenses. What matters when you’re already retired? Your net worth and your expenses. I am really good at keeping… Read More: Updating my chart – 2019 »
People ask me about my health insurance a lot. For the first few years of my retirement, I paid for Obamacare. It wasn’t ideal because of the high deductible and I used it only for physicals, which were free and showed me in good health. Whenever I traveled, which was always, I paid out of… Read More: Health insurance and early retirement in the United States of… »
There was one day after I saved my first $100,000 and before I retired where I stopped worrying about money. I don’t remember when it was exactly, but overnight, my perception shifted and not having enough money to do what I want stopped nagging me. The biggest protection against devastation is building in a lot… Read More: Build in a lot of cushions when planning for retirement »