If you’ve been reading my blog for a while, you know I pooh poohed Real Property in 2016. It was right after my lawyer days and I still thought in legal terms (e.g. Real Property as opposed to real estate.) I find that amusing. For my lifestyle, it made sense to rent. Why it made… Read More »
That was fast. 2021 is over and it’s time to update my early retirement chart. Headline: I spent a ton of money in 2021 I’m a little embarrassed by how much I spent in 2021. To give you a little perspective, I spent ~$22,000 USD in 2020. In 2021 I spent ~$28,000. Eeek! Oh, but… Read More »
Every few months or so, I make a wants list. It’s exactly what it sounds like. I make a list of anything I could possibly want to buy. I ask myself if this object will bring me joy, if it’s beautiful or useful, if it harms anyone else if I buy it, if it harms… Read More »
I check my comments way more often than I check my email. I only go into my email perhaps once a month, get afraid by how many emails I should answer, and then log out. But I waded through my inbox because that’s what heroes do. And I came up with more questions from you… Read More »
Hiya. 2020 is over and I’m updating my chart because that’s what I do when December 31st rolls around. I’ve kept my head buried in the sand, so I was pleasantly surprised that the pandemic hadn’t cratered the stock market. Surprised and suspicious. First the numbers. I spent $22,023.60 in 2020. That doesn’t sound like… Read More »
Does anyone actually understand my chart? Is it pointless to keep posting it? It’s losing some of its thrill for me if I’m being honest. What matters when you’re trying to retire? Your income and your expenses. What matters when you’re already retired? Your net worth and your expenses. I am really good at keeping… Read More »
People ask me about my health insurance a lot. For the first few years of my retirement, I paid for Obamacare. It wasn’t ideal because of the high deductible and I used it only for physicals, which were free and showed me in good health. Whenever I traveled, which was always, I paid out of… Read More »
There was one day after I saved my first $100,000 and before I retired where I stopped worrying about money. I don’t remember when it was exactly, but overnight, my perception shifted and not having enough money to do what I want stopped nagging me. The biggest protection against devastation is building in a lot… Read More »
My friend Mimi is contemplating relocating from Chicago, Illinois to Sydney, Australia for her job. The assignment would last anywhere from 18-24 months and comes with a cost of living increase. She asked me, since I’m trying to impersonate a personal finance guru, if the move was “worth it.” So I asked her some questions… Read More »
The year ended! 2018 retired and it’s time to update my chart! But, first, if you don’t mind, a stroll through history. History lesson I was reading through my old journals and I came across some fun stuff I think you’ll like seeing. Or maybe you won’t. I don’t know what you like anymore. How… Read More »